Deposit Insurance

As a member of Houston Police Credit Union, you are part owner in our not-for-profit financial cooperative. HPCU is a federally chartered credit union which means that each member's deposits are insured up to $250,000.00 by the NCUA. This includes funds in savings, checking, IRAs and Share Certificates. Through regulation and supervision, the NCUA provides a safe and sound credit union system, which promotes confidence in the national system of cooperative credit. NCUA operates to protect consumer rights and member deposits.

You can click here should you have questions regarding exactly what this coverage means—if you're wondering about your particular situation based on the type of account(s) you have, whether you should add a beneficiary, verify how much you have covered and much more. You can also click here for a great Electronic Share Insurance eCalculator.

Houston Police Credit Union is federally insured by the National Credit Union Administration. Your savings are federally insured up to $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a United States Government Agency.