Fee Schedule
Be knowledgeable of the cost of handling your financial business. HPCU operates with you in mind. Review the fees applicable to your accounts, services and transactions.
Account Services
Account Service Fees
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Fee
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Amount
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Inactive account1
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$10.00 / month
|
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Check printing
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Varies based on check style
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Counter check made to 3rd party
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$2.00 / item
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Temporary checks
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$5.00 / sheet of 4
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Garnishments, executions, levies and liens
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$25.00 / transaction
|
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Unpaid / return deposit - 3rd party
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$10.00 / item
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Return deposit / loan payment - member
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Paper Items
$25.00 / item
Card Chargeback Items
$35.00 / item
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Overdraft savings transfer3
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$4.00 / transfer
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Non-sufficient funds3
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$20.00 / item
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Check Sentry Courtesy Pay3
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$20.00 / item
|
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Account activity printout
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$2.00 / month
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Account research4
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$10.00 / hour
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Stop payment
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$20.00 / item
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Return statement / notice mail
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$2.00 / item
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Return mail finder
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$5.00 / item
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Check cashing
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Members
Complimentary / item
Non-Members
Greater of 1.00% or $5.00 / item
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1 Monthly fee for no account activity beginning in the 13th month of inactivity and continuing until there is no balance or the funds are escheated to the state. Does not apply to members under 25 years of age, member's checking, loans or IRAs or any member with a savings' balance of $100.00 or more.
2 Transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, debit card withdrawal or other electronic means.
4 Subject to a half-hour minimum charge.
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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Electronic Services
Electronic Service Fees
|
Fee
|
Amount
|
|---|
|
iPay service
|
$34.95 / next business day check delivery
$14.95 / second business day check delivery
$6.95 / second business day electronic delivery
$2.99 / gift check
$1.99 / charitable donation
|
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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Card Services
Card Service Fees
|
Fee
|
Amount
|
|---|
|
Replace lost or damaged debit card
|
$10.00 / card
|
|
Replace lost or damaged credit card
|
$10.00 / card
|
|
|
Visa Gift Card1
|
$5.00 / card
|
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1 Subject to additional fees. Disclosure of all fees associated with VISA gift cards available at the time of purchase.
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
|
Other Services
Other Service Fees
|
Fee
|
Amount
|
|---|
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Cashier's check
|
Members
$5.00 / item
Non-Members
$10.00 / item
|
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Money order
|
$2.00 / item
Silver Star account owners
$0.75 / item
|
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Wire transfer - outgoing
|
Domestic
$20.00 / transfer
Foreign
$45.00 / transfer
|
|
Collection
|
Domestic
$10.00 / item
Foreign
$25.00 / item
|
|
Safe deposit box rental1
|
3"H x 5"W x 24"D
$15.00 / year
3"H x 10"W x 24"D
$30.00 / year
5"H x 10"W x 24"D
$45.00 / year
Silver Star account holders
3"H x 5"W x 24"D
$11.25 / year
3"H x 10"W x 24"D
$22.50 / year
5"H x 10"W x 24"D
$33.75 / year
|
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Safe deposit box maintenance
|
$225.00 / emergency drill
$175.00 / non-emergency drill
$25.00 / replacement key
|
|
Coin counter
|
Personal account owners
Complimentary / transaction
Business account owners
5.00% of total / transaction
|
|
Loan Skip-A-Pay
|
$15.00 / Loan
|
|
ATM Fee2
|
$1.50 / Transaction
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1 The contents of safe deposit boxes are not insured by Houston Police Credit Union or NCUA.
2 ATM Fee only applies to non-HPCU or non-Allpoint Network ATMs
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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