Mortgage Loans

New Mortgage Processor

Houston Police Credit Union is transitioning to a new and improved mortgage processor. Through our new partnership, we will be able to offer our members better experiences and mortgage loan options to fit your unique financial needs and goals.

New Application Deadline

Applications submitted before November 16, 2022, will be reviewed and processed as normal. HPCU will no longer be accepting application after this date.

All applications currently in process will have until December 31, 2022 to close/fund. Current HPCU members with a mortgage loan will not need to do anything, as your loan will remain valid. We encourage members to revisit our mortgage landing page for updates in early 2023.

HPCU continues to offer home equity loan options and Home Equity Lines of Credit (HELOC’s).

For more information, please contact Houston Police Credit Union at 713.568.1231 or email us at homelending@hpcu.coop.

This is not an offer to extend consumer credit as defined by Section 226.2 of Regulation Z. Rates and terms are subject to change. Houston Police Credit Union, NMLS#452646, provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.

Houston Police Credit Union is a Equal Housing Lending.

APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.