Life is unpredictable, from emergency expenses to surprise proposals. Houston Police Credit Union provides the financial cushion you need with personal loans and lines of credit so you can navigate all of life's moments worry-free.
Personal
Personal Loan
Providing for your family is your number one priority; ours is making sure it's as painless as possible. Whether you have a large unexpected or expected expense, HPCU’s personal loans are your answer for whatever life has in store. Our personal loans let you borrow the money you need fast—at a great rate.
Life can be complicated and sometimes costly, but unexpected cash expenses don’t have to be stressful. HPCU has you covered with a line of credit.
A line of credit can be used for consolidating high-interest credit card balances, car repairs, and much more! You can have peace of mind knowing that you have funds available anytime you need them.
Maximum unsecured limit of $40,000.00 per membership. Maximum unsecured limit is inclusive of account holder's Houston Police Credit Union revolving credit card and line of credit limit, if applicable.
APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.