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1600 Memorial Drive, Houston, TX
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Cubes with down arrow percentage sign and up arrow in reference to deposit & loan rates

Deposit & Loan Rates

Whether you're building your nest egg or shopping for a new loan, you deserve the best rate that will help you save the most in the long run. Check out our great deposit and loan rates.

    Deposit

    Primary, Lil Star & Teen Savings

    Silver Star Savings

    Secondary Savings

    Dividend & Estate Checking

    Silver Star Checking

    Traditional, Roth, and Roth Conversion IRAs & Coverdell Education Savings

    Traditional, Roth, and Roth Conversion IRA Share Certificates

    Share Certificates


    APY = Annual Percentage Yield. All dividends are compounded and credited monthly. If the savings account is closed before dividends are credited, the accrued dividends will be lost. The APY assumes no withdrawal of principal or interest during the month. Early withdrawals from a Share Certificate are subject to a penalty. Additional fees may or may not be applicable. If additional fees apply, they could reduce the earnings on the account. Rates are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Rates current as of 04/21/2025.

    Loan

    Auto & Motorcycle

    Refinance Existing HPCU Auto & Motorcycle

    Older Model Pre-Owned Auto

    Boat, Jet Ski & Recreational Vehicle

    Older Model Boat & Recreational Vehicle

    Personal Loan

    Line of Credit

    Credit Card

    Savings Secured

    Share Certificate Secured

    Home Equity Loan 1st Lien

    Home Equity Loan 2nd Lien

    HELOC


    APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Rates current as of 04/21/2025.